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NEO Banking - A Future Digital Banking, Development Scope, Threat and Challenges

What is Neo Banking? NEO banks are the banks which has no physical branches. NEO Banks are digital only financial institutions that operate exclusively online through websites and mobile apps.  The financial services industry has undergone massive transformations from manual to Core Banking and now digital without any physical branch. the evolution of banking has been marked by innovations aimed at making financial services more accessible, convenient, and efficient.   NEO Banks offers services like below: Account Management: Account Opening, Checking, Savings, and Money Transfers Loan Services: Quick and seamless loan approvals Low Fees: Minimal or no fees due to lower operational costs Tech Features: Budget tools, instant payments, and real-time alerts Why Are Neo Banks becoming popular now? Convenience : 24/7 mobile banking—no waiting in lines. Lower Fees : No hidden charges, free international transfers, and zero maintenance fees. User-Friendly Apps : Seamless, f...
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Vacancy in RBI

RBI is accepting application for various posts (Advt. No. 3A /2013-14) -

1. Research Officer in Grade 'B' for department of economic and policy research (Total Post 10)
2. Research Officer in Grade 'B' for department of statistics and information management (Total Post 05)
3. Assistant Manager(Rajbhasha) in Grade 'A' (Total Post 07)
4. Manager (Technical - civil) in Grade 'B' (Total Post 02)

Candidates can apply online through website www.rbi.org.in.

Important Dates -
On-line registration of Application - 21-Jan-2014 to 17-Feb-2014
Online Fee Payment - 21-Jan-2014 to 17-Feb-2014
Offline Fee Payment (at Bank  Branches) - 23-Jan-2014 to 21-Feb-2014

Detail advertisement for eligibility (educational qualification and experience), subjects to be covered in exam   can be seen in employment news dated 1-7 February 2014
or http://rbidocs.rbi.org.in/rdocs/Content/PDFs/ADVEF21012014.pdf

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