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Understanding ETFs Uses, Returns and Comparison with Mutual Funds and Stocks

 Exchange-Traded Funds (ETFs) have gained popularity among investors for their unique features and benefits. In this blog, we'll explore the uses of ETFs, their potential returns, how they differ from mutual funds and stock investments, and their safety profile. What is an ETF? An ETF is a type of investment fund that trades on stock exchanges, much like individual stocks. It holds a collection of assets, such as stocks, bonds, or commodities, and aims to track the performance of a specific index, sector, or asset class. Uses of ETFs Diversification : ETFs allow investors to gain exposure to a wide range of assets without having to purchase each individually. For instance, an ETF tracking the S&P 500 gives you exposure to 500 different stocks, reducing the risk associated with individual stock investments. Cost Efficiency : ETFs often have lower expense ratios compared to mutual funds. They typically pass on lower management costs to investors since they are often passively man

Retail Banking - > Valuation of Real Property

Valuation is a specialized area practiced by qualified engineers and architects who posses knowledge of building costs, awareness of market conditions and economic trends, development plans, legal statutes and provisions, governing real property, rental income and outgoings etc.

Income Tax department grants registration to valuers u/s 34AB of the wealth tax of 1957.

The Institute of Valuers, Delhi is a professional body that grants membership to practicing Valuers.

The factors that influence the return from agricultural land are –
a.           Land
b.           Soil Quality
c.           Availability of Water & Electricity
d.           Size of Holding
e.           Clear Title of Land
f.            Access by Road and Approaches
g.           Cottage or Farm house, fencing and gates
h.           Types of crops that can be cultivated

Valuation Method of Agricultural Land
i)             Income Capitalization Method
ii)           Sales Statistics Method

Valuation Method of Open (Urban) Land
i)             Comparative Method
ii)           Rent Capitalization Method
iii)          Belting Method

Valuation Methods of Land with Building
i)             Comparative Method
ii)           Rent Capitalization Method
iii)          Valuation based on Profit
iv)         Valuation based on cost
v)           Development Method

vi)         Valuation of Specialized Building

More Related Topics click on
        Sinking Fund           
        Depreciation        
        FSI/FAR     
        YP (Year Purchase)

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