Feature Post

Understanding ETFs Uses, Returns and Comparison with Mutual Funds and Stocks

 Exchange-Traded Funds (ETFs) have gained popularity among investors for their unique features and benefits. In this blog, we'll explore the uses of ETFs, their potential returns, how they differ from mutual funds and stock investments, and their safety profile. What is an ETF? An ETF is a type of investment fund that trades on stock exchanges, much like individual stocks. It holds a collection of assets, such as stocks, bonds, or commodities, and aims to track the performance of a specific index, sector, or asset class. Uses of ETFs Diversification : ETFs allow investors to gain exposure to a wide range of assets without having to purchase each individually. For instance, an ETF tracking the S&P 500 gives you exposure to 500 different stocks, reducing the risk associated with individual stock investments. Cost Efficiency : ETFs often have lower expense ratios compared to mutual funds. They typically pass on lower management costs to investors since they are often passively man

FATF, Wolfs berg Principles and APG

FATF - Financial Action Task Force - It was established by G-7 summit in 1989 consisting of G-7 member states to combat money laundering. The FATF currently comprises 34 member jurisdictions and 2 regional organizations.

Wolfs berg Principles
The Wolfs berg Group is an association of thirteen global banks which aims to develop frameworks and guidance for the management of financial crime risks, particularly with respect to Know Your Customer, Anti-Money Laundering and Counter Terrorist Financing policies. These principles are considered as most acceptable standards in this area by most of the major international regulators and institutions.

APG – Asia Pacific Group on Money Laundering - The Asia/Pacific Group on Money Laundering (APG) is an autonomous and collaborative international organization founded in 1997 in Bangkok, Thailand consisting of 41 members and a number of international and regional observers. It is constituted to facilitate the adoption, implementation and enforcement of internationally accepted standards like FATF. The APG has five primary functions:
i)      Mutual evaluations:   
ii)     Technical assistance and training:
iii)    Typologies research
iv)   Global policy development

v)    Private sector engagement

Comments