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Understanding ETFs Uses, Returns and Comparison with Mutual Funds and Stocks

 Exchange-Traded Funds (ETFs) have gained popularity among investors for their unique features and benefits. In this blog, we'll explore the uses of ETFs, their potential returns, how they differ from mutual funds and stock investments, and their safety profile. What is an ETF? An ETF is a type of investment fund that trades on stock exchanges, much like individual stocks. It holds a collection of assets, such as stocks, bonds, or commodities, and aims to track the performance of a specific index, sector, or asset class. Uses of ETFs Diversification : ETFs allow investors to gain exposure to a wide range of assets without having to purchase each individually. For instance, an ETF tracking the S&P 500 gives you exposure to 500 different stocks, reducing the risk associated with individual stock investments. Cost Efficiency : ETFs often have lower expense ratios compared to mutual funds. They typically pass on lower management costs to investors since they are often passively man
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Retail Banking Quiz5

1. Customer data integration is available to a certain extent for other products also in ____ organized process model.

   a. Horizontally
   b. Vertically
   c. Predominantly Horizontally
   d. Predominantly Vertically

Ans. Predominantly Horizontally

2. Certificate course for Direct Recovery Agents by IIBF should be minimum this much hours of training.

   a. 50
   b. 75
   c. 100
   d. 125

Ans. 100

3. A customer reports that “bank employees have just rejeted my loan application without understanding my financial and family situation”.
This statement best describes lack of which relational factors of customer service quality?

a. Empathy
b. Assurance
c. Responsiveness
d. Tangibles

Ans. Empathy

4. A bank holds a security that is rated A+.  The rating of the security migrates to A.  What is the risk that the bank has faced ?

  a. Market risk
  b. Operational risk
  c. Market liquidation risk
  d. Credit risk

Ans. Credit risk

5. Interest rate risk is a type of

   a. Credit risk
   b. Market risk
   c. Operational risk
   d. All the above

Ans. Market risk

6. CIR refers to

   a. Credit Investigation Report
   b. Credit Information Report
   c. Credit Investment Report
   d. None

Ans. Credit Information Report

7. Which of the following are not related to Internet Banking Services?

   a. Payment Gateway services
   b. Corporate Internet Banking
   c. Letter of Credit
   d. Supply Chain Management

Ans - Letter of Credit

8. Which of the following dimension of CRM is not an approach of customer optimization?

   a. Acquisition of new customers
   b. Retention of existing customers
   c. Expansion of the customer relationship with the bank
   d. Decreasing dependence on technology

Ans - Decreasing dependence on technology

9. Banks distribute the following types of products in life and non life insurance business ……

   a. Regular Premium Individual Policies
   b. Single Premium Individual Policies
   c. Group Insurance Policies
   d. All the above

Ans - All the above

10. Credit scoring is an effective

    a. Risk mitigation tool
    b. Risk avoidance tool
    c. Risk elimination tool
    d. Risk evaluation tool

Ans - Risk avoidance tool

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