Feature Post

NEO Banking - A Future Digital Banking, Development Scope, Threat and Challenges

What is Neo Banking? NEO banks are the banks which has no physical branches. NEO Banks are digital only financial institutions that operate exclusively online through websites and mobile apps.  The financial services industry has undergone massive transformations from manual to Core Banking and now digital without any physical branch. the evolution of banking has been marked by innovations aimed at making financial services more accessible, convenient, and efficient.   NEO Banks offers services like below: Account Management: Account Opening, Checking, Savings, and Money Transfers Loan Services: Quick and seamless loan approvals Low Fees: Minimal or no fees due to lower operational costs Tech Features: Budget tools, instant payments, and real-time alerts Why Are Neo Banks becoming popular now? Convenience : 24/7 mobile banking—no waiting in lines. Lower Fees : No hidden charges, free international transfers, and zero maintenance fees. User-Friendly Apps : Seamless, f...
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Some Important Ratios and Values to Evaluate Public Listed Company/Firm


1. EPS - Earning Per Share

Net Profits (After Deducting The Dividend Paid To Preference Shareholder) / Equity Shares Issued In The Market

2. P/E - Price To Earning Ratio - 

Price Per Share / Earning Per Share

3. P/B - Price To Book Ratio

 Price Per Share / Book Value Per Share

4. Current Ratio - Indicates Liquidity Of The Company

Current Assets / Current Liabilities

>= 1 value indicates good liquidity position.

5. Debt To Equity Ratio - Shows Relation Between Debt and Shareholders' Equity

Total Liabilities / Shareholders' Equity

< 1 value is considered favorable.

6. RoE - Return on Equity - Indicates Ability To  Generate Profits Using Shareholders' Money.

Net Income / Average Shareholder Equity




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