Feature Post

NEO Banking - A Future Digital Banking, Development Scope, Threat and Challenges

What is Neo Banking? NEO banks are the banks which has no physical branches. NEO Banks are digital only financial institutions that operate exclusively online through websites and mobile apps.  The financial services industry has undergone massive transformations from manual to Core Banking and now digital without any physical branch. the evolution of banking has been marked by innovations aimed at making financial services more accessible, convenient, and efficient.   NEO Banks offers services like below: Account Management: Account Opening, Checking, Savings, and Money Transfers Loan Services: Quick and seamless loan approvals Low Fees: Minimal or no fees due to lower operational costs Tech Features: Budget tools, instant payments, and real-time alerts Why Are Neo Banks becoming popular now? Convenience : 24/7 mobile banking—no waiting in lines. Lower Fees : No hidden charges, free international transfers, and zero maintenance fees. User-Friendly Apps : Seamless, f...
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IBPS and Career in PSU Bank

Institute of Banking Personnel Selection (IPBS) is an autonomous agency and work for Reserve Bank of India (RBI) and Public Sector Banks. Since 2011, IBPS is conducting Common Written Examination (CWE) for recruitment of Officers and clerks in Public Sector Banks. Official site of IBPS is http://www.ibps.in/. So, whoever is aspired for career in PSU banks, will have to appear in the examination conducted by IBPS. It conducts separate examination for PO Officers, Clerks and Specialist Officers like IT, LAW, Marketing, TFO etc. IBPS is now the gateway to enter in Public Sector banks. It includes these banks -

1.  Allahabad Bank 11. Indian Overseas Bank 
2.  Andhra Bank  12. Oriental Bank of Commerce 
3.  Bank of Baroda  13. Punjab National Bank 
4.  Bank of India  14. Punjab & Sind Bank 
5.  Bank of Maharashtra  15. Syndicate Bank 
6.  Canara Bank  16. Union Bank of India 
7.  Central Bank of India  17. United Bank of India 
8.  Corporation Bank  18. UCO Bank 
9.  Dena Bank  19. Vijaya Bank 
10. Indian Bank

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